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In the aftermath of Hurricane Sandy, guidelines been imposed to help create a more storm ready Beach Haven West. These guidelines are intended to make new construction more storm proof and be better able to withstand flooding and storm surge. Many shore communities, including Long Beach Island, have adopted these policies which are also helping to lower the cost of flood insurance in Beach Haven West. Beach Haven West new construction after Hurricane Sandy requires an understanding of these new guidelines and how they can impact the design of your home.
The process of raising a home in Beach Haven West is not easy, however there are some distinct advantages to the process. A brief outline of the house raising process is as follows:
The cost and process of raising a home will vary greatly depending on the specific attributes of a property. A very rough ballpark figure is between $50,000 and $75,000 for the entire project. While this cost may seem extreme, this annual savings in flood insurance can more than make up for the expense. The potential for annual savings can be thousands of dollars per year and there is an added value in the peace of mind that a home is less susceptible to flood damage.
The most widespread and noticeable change to the building guidelines in Beach Haven West have to do with the flood zones in which the home is located.
Regardless of the flood zone in which a property is located, there are some common sense practices that will help to not only lower the cost of flood insurance but also create a more secure and safe building. For example, the higher the home is built the lower the flood insurance rates will be (up to three or four feet above the new base flood elevation). Homes that are located in the A flood zone are still allowed to have a solid block foundations however a home located in the V flood zone must have a sacrificial ground floor. In other words, a home’s foundation must be on pilings or columns with breakaway walls. Understanding the flood zone of the property will help a homeowner to determine the overall design of their home when building a new home in Beach Haven West after Hurricane Sandy.
There are a few simple steps any consumer can take to ensure they hire the right contractor for their home renovation.
The builders license and insurance policies should be very simple requests for any contractor to produce. Contractors must abide by the laws of New Jersey and have a license to do business. The absence of such a license should be a major red flag. In addition, insurance policies should be in place to cover both the contractor and your personal assets. One often overlooked area for contractors insurance policies has to do with house raising. In order for a contractor to be properly covered, they should have in place a home riggers insurance policy. The absence of such a policy could jeopardize your personal assets in the event of an unfortunate accident. Lastly, most reputable contractors have completed a series of home renovations, home elevations, or new constructions. Therefore it should be no issue to provide a long list of completed projects and client testimonials. It would be advantageous to see the inside of the recently completed project and understand what you are getting for your money.
Learn about the costs of flood insurance in Beach Haven West.
Find out why an elevation certificate is such an important part flood insurance.
Read the latest about flood zones in the Beach Haven West real estate market.
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