Flood Zones in the Beach Haven West Real Estate Market
Beach Haven West Real Estate Flood Zones
The Beach Haven West real estate market is a community waterfront homes located in Southern Ocean County. Being located on the water, nearly every home with a mortgage will be required to have flood insurance. The cost of flood insurance is determined by several metrics, and understanding of these metrics is essential to making a wise real estate investment. One of the core components used to determine the cost of flood insurance are flood zones. There are two predominant flood zones in Beach Haven West and they are the A and V flood zones. Beach Haven West A and V flood zones can have dramatic differences that will impact the cost of flood insurance.
By : Nathan Colmer | The Van Dyk Group
Cell: 609-290-4293 | Office: 800-222-0131 | ncolmer@vandykgroup.com
www.beachhavenwestrealestate.com | www.BuyLBI.com
Click here to search all homes for sale in Beach Haven West
Beach Haven West A and V Flood Zones
FEMA’s flood maps that they need certain areas to be in a special flood hazard zone, and then further delineate the flood zone in which a home is located. There are some important differences between the A and V flood zone.
- Areas in the V flood zone will typically see a higher cost of insurance
- V zones have special building requirements
- A flood zones are the most common zone in Beach Haven West
In order for a property to be classified as a V zone, the home must be at risk of a sustained wave impact of 3 feet or greater. These homes are considered to be more risky, and will typically see a higher cost of flood insurance. The good news is, the majority of Beach Haven West is located in the A flood zone which offers more manageable costs and less stringent building guidelines.
As mentioned above, homes that are located in the V zone also have different building guidelines. For example, foundations must be pilings or columns rather than a solid block foundation and garage slab’s must be thinner (no more than 4 inches) and not pilings supported.
Buying Beach Haven West Real Estate
Buying a home in the Beach Haven West real estate market requires an understanding of many different components. Flood insurance is one of these, and perhaps one of the most important. Understand the cost of flood insurance can help to determine you are buying budget and help to ensure your investment is secure. Key to this, is an understanding of Beach Haven West A and V flood zones. For more information about Beach Haven West A and V flood zones or the Beach Haven West real estate market in general, contact the Beach Haven West Real Estate Group and we will respond right away.
By : Nathan Colmer | The Van Dyk Group
Cell: 609-290-4293 | Office: 800-222-0131 | ncolmer@vandykgroup.com
www.beachhavenwestrealestate.com | www.BuyLBI.com
Click here to search all homes for sale in Beach Haven West